First, tell us your current status so we can begin customising a solution for you. Continue reading. If you’re lucky, you may get 0% interest on a longer tenure, which gives you a lower monthly commitment. 0% Easy Pay Plan (EPP) of up to 12 months is available. I have done the comparison for all Malaysia credit cards and shortlisted the top 5 best cash back credit cards. Lazada offer buy now, pay later plans for purchases such as furniture, appliances, electronics and mobile phones. Minimum purchase amount is dependent on the terminals used by the individual merchants and may be RM500.00 or RM1,000.00. interest rate is charged on the outstanding balance when partial to zero payment is made after a 20-day interest free period. CIMB Bank: All rights reserved. Alternatives to using 0% credit card instalment plans. Maybank 0% EzyPay Instalment Plan is applicable to all new and existing Visa/ MasterCard/ American Express Credit Cards issued by Malayan Banking Berhad or Maybank Islamic Berhad. RHB Smart Instalment Payment Plan is available at over 800 participating merchants nationwide. Ever caught yourself considering buying something you have been eyeing on to but are conflicting with your own conscience whether you 3. However, the period is between 3 and 24 months. Missing a monthly EPP payment will cause the 0% interest rate to be reversed to 18% p.a. Savings for emergency purposes might have depleted. The amount of your EPP will be drawn from the card’s available credit limit. We have refreshed our website and we can’t wait for you to experience it. Installments is a feature of consumer credit cards in some markets (known as meses sin intereses in Mexico) that allows customers to split purchases over multiple billing statements. Nowadays, most credit cards are equipped with a 0% easy payment plan to make purchases more convenient and affordable for you, regardless of your income groups. CIMB Bank makes no warranties as to the status of this link or information contained in the website you are about to access. COMPARE CREDIT CARD Cheque-On-Call Plus. On Instalment Payment page, input your details such as credit card number, security code, expiry date and instalment option. If repaying a huge amount of credit within a 20-day grace period is unmanageable for you, an EPP gives you the flexibility to stretch the repayment up to 36 months. Read further to learn how I earn RM3,036 cash back in the year 2018 (RM253 each month). Convert your transactions into 0% instalment plan When looking for an EPP that is offering 0% interest, pay attention to the fine prints too; are there any fees that you need to pay upfront? by the bank, subject to terms and conditions. The rule of thumb is, don’t throw away the proof of purchase yet. Do you wish to proceed? And you’re set! We hear that you are ready to go with a 0% easy payment plan on your upcoming purchase, so we have outlined the A to Z of applying a 0% flexi payment plan for you: Other ways you can sign up for an 0% EPP is to do it via SMS or by submitting the application form directly to the bank. Applicable to all CIMB Credit Cards except CIMB AWSM Card. Open WhatsApp now. Login to Maybank2u or Maybank App to convert before your credit card statement date. Convert your retail purchases to RHB Smart Instalment Payment Plan at 0% interest for up to 36 months, for better financial flexibility. Retail Credit Card Instalment. (Only for accessories under RM 1800.00) With no minimum purchase, shop up to RM 1800.00 and enjoy 0% interest installment for up to 3 Months. Easy Payment Plan (EPP) allows you to breathe easy when making big purchases - convert your repayments into flexible 0% EPP instalments with your credit card and enjoy interest free shopping for up to 36 months. If you’re one of the many people who want to avail of Lazada's installment plans but does not own any credit card, welcome! Convert your retail purchases into instalment plan Easy Payment Scheme. on the outstanding balance. I'll need to ask you a few more questions to complete your application. Apply online now on Hong Leong CONNECT. Bhd. want or need it? AEON Credit Malaysia is a financial services company that commenced operations in 1997. © 2021 Jirnexu Sdn. WE USE COOKIES. Compare Balance Transfer Credit Cards in Malaysia 2021. Best Easy Payment Plans. Get 0% balance transfer for 12 Months to help you on your financial needs! This interest will compound every month until you have cleared up the outstanding balance, which could take months or years. So card users will happily swipe their credit cards for this and that using 0% Installment Plans as who can resist such a wonderful offer to experience a short burst of temporary happiness. CIMB 0% Easy Pay is only valid at participating merchant outlets. Read on as we will guide you to discover how you can turn that wish list into a reality via a credit card easy payment plan. And last but not least, your credit score will be affected when a missing payment is captured in the system. Convert any Maybank Credit Card purchases of minimum RM1,000 into a 12-month instalment plan at 0% per annum interest rate / management charge. Best Easy Payment Plansin Malaysia 2020. Had Salina made the purchase with cash or credit card, it could take her up to 36 months (or more than that) to recover her used up savings. Card Services Maybank 0% Instalment Payment Plan . 2. All rights reserved. To avoid finance charges being imposed, all Cardholders who have subscribed to 0% Easy Pay, are required to make payment of the monthly instalment specified at the time the Instalment Payment Plan ("the Monthly Instalment") is entered into in full. For the Lady’s cardholders (Gold, Platinum and Solitaire), you have the privileges to convert your luxury and overseas purchases into a 0% EPP via UOB LuxePay Easi-Payment Plan. Shop and pay for your purchases in monthly 0% instalment of up to 36 months at our participating merchant outlets. Some banks give you several days after the purchase transaction date to decide if you want to convert them into a flexi instalment plan. To commit a lower monthly commitment, Salina can choose to repay RM6,000 up to 36 months at 0% interest rate. A bank will usually have a list of participating merchants that are offering 0% instalment plans. Open to all UOB cardholders, subject to terms and conditions. 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